Financial Calculators

Comprehensive suite of free financial planning tools designed specifically for Americans. Make informed decisions about mortgages, loans, investments, and retirement planning.

15+
Free Calculators
100K+
Calculations Made
50
States Supported

Find the Right Calculator

Filter by category or search for specific financial tools

Available

Mortgage Calculator

Calculate your monthly mortgage payments including principal, interest, PMI, taxes, and insurance with detailed amortization schedule.

PMI Calculator Amortization Schedule Tax Integration
Available

Affordability Calculator

Determine how much home you can truly afford based on your income, debts, and desired monthly payment.

DTI Analysis Down Payment Planning Monthly Budgeting
Available

Refinance Calculator

Determine if refinancing your mortgage makes financial sense. Compare current rates and calculate potential savings.

Break-even Analysis Rate Comparison Cost Analysis
Available

Rent vs Buy Calculator

Compare the costs of renting versus buying a home to make the best financial decision for your situation.

Cost Comparison Market Analysis ROI Calculator
Available

Auto Loan Calculator

Calculate car payments with trade-in values, taxes, and fees. Compare different financing options easily.

Trade-in Value Tax Calculator Payment Comparison
Available

Car Lease Calculator

Calculate monthly lease payments and compare leasing versus buying options for your next vehicle.

Lease vs Buy Monthly Payments Total Cost
Available

Investment Calculator

Plan your financial future with compound interest calculations and retirement planning tools.

Compound Interest Retirement Planning Goal Tracking
Available

401(k) Calculator

Optimize your retirement savings with 401(k) contribution calculations and employer matching analysis.

Employer Match Tax Benefits Projection Analysis
Available

IRA Calculator

Compare Roth IRA vs Traditional IRA options and calculate optimal contribution strategies.

Roth vs Traditional Tax Analysis Contribution Limits
Available

Financial Goal Planner

Define your financial goals (e.g., college, new home) and create a step-by-step savings plan to achieve them.

Goal Setting Savings Timeline Monthly Targets
Available

Credit Card Payoff Calculator

Create effective debt payoff strategies and calculate interest savings with different payment approaches.

Payoff Strategies Interest Savings Payment Schedule
Available

Personal Loan Calculator

Compare personal loan options and calculate monthly payments with detailed payment schedules.

Loan Comparison Payment Schedule APR Analysis
Available

Business Loan Calculator

Calculate business loan payments and compare SBA loan options for your entrepreneurial ventures.

SBA Loans Cash Flow ROI Analysis
Available

Tax Withholding Calculator

Calculate federal and state tax withholdings to optimize your paycheck and avoid surprises.

Federal & State Payroll Planning Withholding Optimization

Why Choose Our Calculators?

Designed specifically for Americans with accurate, up-to-date financial data

100% Accurate

Industry-standard formulas with real-time data and state-specific tax rates for precise calculations.

Mobile Optimized

Perfect experience on any device - desktop, tablet, or smartphone with responsive design.

Privacy First

All calculations are performed locally in your browser. We don't store any personal information.

Detailed Results

Comprehensive breakdowns, charts, and schedules to help you understand every aspect of your finances.

Always Updated

Regular updates with current interest rates, tax rates, and financial regulations for accuracy.

Expert Support

Backed by financial experts and continuously improved based on user feedback and market changes.

Stay Updated with New Calculators

Be the first to know when we launch new financial planning tools and features.